Fred Turner: $5BN in Revenue, 7 to 7,000 Employees in 9 Months, 206,000 Tests in a Single Day: The Craziest Story in Startups

20Growth

Jul 18, 2026

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Fred Turner is the Founder and CEO of Curative, one of the wildest stories in tech. Fred scaled a COVID testing business from $0 to $5BN in revenue and took the team from 7 to 7,000 employees in just 9 months. They conducted over 206,000 COVID tests in a single day and signed contracts worth hundreds of millions of dollars with several of the largest states. Today, Curative is a unicorn health insurance business taking on the incumbents in one of healthcare’s largest markets.

AGENDA:

  • How Did a Spare-Time COVID Test Become a $5BN Business?

  • How Do You Go From Testing Cows to STDs, Sepsis and COVID?

  • When Did Fred Realise COVID Was Massive—and How Did Curative Scale to $5BN?

  • Why Pivot Into Health Insurance—and What Is Broken About US Healthcare?

  • How Is AI Rebuilding Curative—and Which Departments Go to Zero?

  • Is SaaS Dead? Why Is Curative Cutting 80% of Its Software Spend?

  • Are Legacy Insurers Screwed? What Will Anthropic Be Worth in Three Years?

  • Will AI Make Companies Smaller? Which Jobs Will Survive?

  • Why Nuclear—and Could Subcritical Become Bigger Than Curative?

  • What Have Marriage and Fatherhood Taught Fred? What Has He Changed His Mind On?

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